Florida Drivers Beware: Florida Is One Of The Most Dangerous States For Drivers
Some new Floridians lament the rise in automobile insurance, often claiming that premiums were as much as half or a third less in their home states. For instance, drivers in Chicago may be shocked to learn that there are several areas of Florida where their premiums would be significantly higher, such as Miami and Tampa. Part of the reason for this is the relative danger of traversing Florida’s highways. Based on data from the National Highway Safety Administration, three out of the 100 worst highways in America are right here in Florida: I-4, I-75, and I-95. Florida accident lawyers know these facts all too well.
According to a 2010 report by the Orlando Business Journal, the data indicated that between 2004 and 2008, there was one fatality for every 1.73 miles on I-95 and even more for I-75. For more information, see the original article here. So it should come as no surprise that the Tampa Bay area is home to many serious and fatal automobile collisions every year. But what does this mean for injured motorists? Who pays for all these lives and damages?
Insurance companies are reluctant to pay
Many people have the misconception that if they are injured in a car accident, they are automatically going to be compensated. This assumption is false.
To be sure, if Florida is one of the most dangerous states for motorists, then that means there is a lot of property damage and high medical expenses related to those accidents.
And since insurance companies are on the hook for a lot of damages, they will look for any reasonable opportunity to avoid paying on claims. This is why thousands of lawsuits are filed every year, alleging that insurance companies violated their own contracts by not paying for claims that are filed. Finally, if the insurance companies are reluctant to pay reasonable sums to compensate injured people, then there has to be some way for injured people to be compensated. The taxpayers certainly should not have to pay the bill.
Personal injury lawsuits help balance the system
When insurance companies refuse to pay for injuries, they are essentially taking money, in the way of premiums, in exchange for providing a service, indemnification in the event of injuries or property damages, and yet when called upon to provide the service they are refusing or offering some minimal figure. This often results in unpaid medical bills and higher medical costs as well. Therefore, hiring a local Tampa area personal injury attorney at the Romero Law Firm is typically the best way to balance the system and ensure the insurance company pays what is owed and makes good on its promise. Given the high number of automobile accidents in this region every year, if you are injured in a car accident, it is imperative you contact someone who understands the insurance game and will fight to get you the compensation you deserve; it will not happen automatically.